Affordable
Auto Insurance
Los Angeles, USA.
Car insurance shouldn’t be expensive, that’s why at Home free quote, we work with you to get the best coverage and rate for you and your vehicle. We have a variety of coverage and plans for every driver. No matter what kind of auto insurance you’re looking for, the professionals at Home free quote are here to help and guide you so you always feel protected.
Car Insurance Insures your Vehicle for a set Value Called Agreed Value ( when we agree on the value of your vehicle and the vehicle is declared a total loss you will be paid the Dollar Value of your Car listed on the Policy and will not be lowered / Adjusted for depreciation or wear & tear ) On a regular Auto Policy your vehicle would be cover as Actual Cash Value and you would be paid based on today’s market price set by the Insurance Company and then depreciated for Wear & Tear. Collector Car Insurance is a lot less than regular Insurance, Because the Vehicles are driven less and are well maintained causing less Claims.
Car Insurance in USA,
What is Covered?
The basic minimum legal cover requirement. No insurance cover for damage or loss of your vehicle, but you are insured for the damage that you may be found responsible for inflicting on others, including the passengers inside your vehicle at the time of incident.
In California this basic cover is the same but Spanish Insurers have enhanced this basic cover by including such as personal accident, legal defense, fine management and road side assistance/travel support. Take note note all insurers are exactly the same, but that is what we are here for.
Fully Comprehensive Car Insurance In USA
Any damage your vehicle suffers will be covered. If your vehicle is no older than two years and due to the damage sustained, is a total loss you will be compensated at 100% of the purchase price.
If the damage and the total loss occur in the third year some insurers will compensate at 120% of current market value. Increased coverage for driver’s death or permanent injury due to an accident for which you are responsible. Comprehensive breakdown cover, when on the move. Replacement vehicle, (rental), when your vehicle is immobilised following an accident or attempted theft. But again take note not all Insurers are exactly the same and cover provided can differ. But again that is what we are here for.